Features
FinSwich provides a robust cross-border payment infrastructure designed to simplify financial transactions for businesses, banks, fintechs, and digital wallets. Below are the core features that make FinSwich a powerful solution for global payments.
🔹 Fast API Integration
Developer-first API design allows businesses to integrate financial services in one working day.
Works with existing wallets and payment systems without requiring major infrastructure changes.
Supports RESTful APIs with well-documented endpoints for seamless implementation.
🔹 Cross-Border Payments
Enables instant money transfers between wallets, bank accounts, and mobile money providers.
Supports multiple currencies with real-time currency conversion capabilities.
Provides a low-cost, high-speed alternative to traditional remittance services.
🔹 Wallet Plugin
A customizable wallet checkout solution that integrates with any financial app.
Supports essential financial services such as wallet funding, transfers, bill payments, savings, and loans.
Two variants available, allowing businesses to choose the best fit for their customers.
🔹 Value-Added Services (VAS)
Gives users access to 10,000+ utility services across 54 countries.
Supports services such as airtime top-ups, data recharges, and TV subscriptions.
Businesses earn commission (0.5% – 3.5%) on every successful transaction.
🔹 Customizable Financial Services
Businesses can select which features to activate for their customers.
Supports modular financial services including:
Global and local transfers
Wallet funding and withdrawals
Bill payments and utilities
Gift cards, savings, investments, and loans
🔹 Compliance & Risk Management
Built-in AML (Anti-Money Laundering) and KYC (Know Your Customer) tools.
Businesses can categorize users based on their KYC level for better risk management.
Allows implementation of custom risk controls, thresholds, and transaction limits.
🔹 Transaction & User Insights
Provides real-time monitoring of transactions across different markets.
Offers insights into customer spending behavior, helping businesses refine financial strategies.
Enables businesses to track and optimize transaction flows for better decision-making.
🔹 Pool Wallet Management
Businesses can monitor credits and debits from their pool wallet in real time.
Performance insights help businesses track revenue, fees, and market trends.
Supports bulk payments and automated payout workflows.
🔹 Flexible Pricing & Revenue Generation
Wallet-to-wallet and local transfers: $0.25 per successful transaction.
Global transfers: $2.00 per successful transaction.
Utility service commissions: Earn between 0.5% – 3.5% per transaction.
🔹 Partner Solutions & White-Labeling
Businesses can integrate FinSwich as a white-label solution, customizing branding and user experience.
Supports partner models, allowing banks, fintechs, and service providers to offer embedded financial services.
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